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One of the innovative payment services launched by Government, includes *99# service, which works on Unstructured Supplementary Service Data (USSD) channel. This service was launched envisioning the potential of Mobile Banking and the need for immediate low value remittances which will help in financial deepening and inclusion of underbanked society in the mainstream banking services. *99# service was dedicated to the nation by the Honourable Prime Minister of India, Shri Narendra Modi.

*99# service has been launched to take the banking services to every common man across the country. Banking customers can avail this service by dialing *99#, a “Common number across all Telecom Service Providers (TSPs)” on their mobile phone and transact through an interactive menu displayed on the mobile screen.

Key services offered under *99# service include:

  • Interbank account to account fund transfer
  • Balance enquiry
  • mini statement besides host of other services

*99# service is currently offered by almost all leading banks & all GSM service providers and can be accessed in 12 different languages including Hindi & English. *99# service is a unique interoperable direct to consumer service that brings together the diverse ecosystem partners such as Banks & TSPs.

It is a common technology platform which allows the Banks and TSPs to seamlessly integrate with each other to provide banking services to the customers at large over the mobile phones. For details click Here. (http://cashlessindia.gov.in/ussd.html)